Consumer Underwriter
Octopus EnergyRemote
Full Time
Posted August 24, 2026
£27k - £29k· Est.
Energy Management
Remote
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Job Description
We’re continuing to build our in-house underwriting team at Octopus Electric Vehicles.
Key Responsibilities
- Manage the day-to-day credit and underwriting process
- Review and manage credit escalations and referrals
- Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience)
- Support in development of consumer scorecards, underwriting policy, process and systems
Requirements
- Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential)
- Ability to interpret credit application information - e.g. accounts and KPIs provided by clients (essential)
- Experience working in a hands-on credit assessment & underwriting role (essential)
- Knowledge of credit policies
- Familiar with automated credit decisioning platforms (e.g. Lending Metrics)
- Experience in Automotive sector is a huge bonus, but not essential.
- This role will have rotating weekend coverage, currently around 1 weekend in 4 with time off in lieu.
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