As a Credit Specialist in the Business Credit Operation teams you’ll use your expertise to support individuals and businesses who have fallen into arrears.
Key Responsibilities
Reaching out to customers with overdue accounts to discuss and agree appropriate payment plans.
Answering inbound calls, and responding to customer email inquiries regarding debt, payment plans, and their energy account.
Providing outrageously good customer service to support our Business customers in leaving our debt collection process, discussing objections to their switch and credit referencing.
Resolve queries from both internal and external third-party partners, maintaining a flexible approach which is conscious of commercial impact.
Support in managing warrant activities and ensure we’re maintaining a resolution mindset throughout the process to disconnection where necessary
Assisting the team in utilising credit reference agency data and financial insights to inform effective, risk-aware escalation and debt resolution decisions.
High attention to detail and accuracy for tracing down liable parties using highly specialised tools
Supporting the identification and resolution of common account issues to improve the customer journey and reduce obstacles to them making payment.
Assist the team in identifying customer trends and supporting the development and deployment of repayment strategies.
Working collaboratively with team members and the wider credit family to do the right thing for the customer, and build sustainable long-term solutions.
Working closely with the wider Business operations team, to advise Energy Specialists on debt processes and the Credit Team perspective.
You will also have the opportunity to work with charities close to Octopus such as the YMCA to provide donations and account support.
Requirements
A keen interest in credit control, finance, or accounting, and a desire to build a career in this field.
Excellent communication skills, forward thinking and the ability to have difficult conversations with empathy.
Be passionate about customers and always seek to provide a first-class service.
A highly motivated self-starter with a strong desire to learn, contribute to problem-solving, and take ownership of daily tasks.
Ability to work independently and as part of a team in a fast-paced environment.
Forward-thinking, with a growth mindset and a good head for numbers!
Ready to Apply?
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